North Carolina: Collections Activity Impacted in the Wake of Hurricane Florence
On September 17, 2018 North Carolina Department of Insurance Commissioner, Mike Causey, has issued an amended order to NCGS58-2-46, providing for state of disaster automatic stay of proof of loss requirements, premium and debt deferrals.  Premium finance companies, collection agencies and other persons subject to Chapter 58 “are required to provide their customers adversely affected in the disaster area specific relief of the insureds, payment, submission of claims and other responsibilities. You are encouraged to review the statutory requirements for proper implementation. Consumers impacted by the disaster are to be allowed additional time for their requests to be received and reviewed. Additionally, for cases that have been accepted and additional information is being submitted, the time-frames for receiving this information will also be extended.”
Impacted Counties in North Carolina (click to see FEMA’s map)
The order will expire 90 days from the date of issuance of the order. The order was amended on September 19, 2018 to include the North Carolina Counties of Beaufort, Bladen, Brunswick, Carteret, Columbus, Craven, Cumberland, Duplin, Harnett, Jones, Lenoir, New Hanover, Onslow, Pamlico, Pender, Robeson, Sampson and Wayne counties.
