Regulatory Coverage
Every industry we serve, every regulator we track
Pick an industry to see the agencies that shape it, how often we refresh, and a state-by-state view of what it takes to operate.
How we stay current
A standing process, not a one-time scan
Regulators publish in dozens of channels. Our compliance team consolidates them on a fixed cadence so changes reach your filings without you chasing them down.
Step 1
Monitor
We watch federal agencies, state regulators, and industry bulletins on a fixed schedule. AI helps us notice that something changed; a specialist decides whether it matters.
Step 2
Review
A licensing specialist reads the source, compares it to the rule we currently apply, and writes the change up in plain English with a citation.
Step 3
Update
The change flows into the playbook every client filing uses, into Atlas, and into the per-state summaries on this site, usually within days.
Step 4
Deliver
Your account specialist applies the new rule to your next filing and surfaces it in your Atlas workspace so you can see what changed and why.
AI helps with the repetitive work. A person on our team signs off on every rule we apply. Read how we use AI →
Industries we serve
Pick an industry to see what it takes to operate
Each card lists the agencies we track for that industry, the cadence we review them on, and a recent change we already absorbed. The state-by-state link opens the interactive coverage map for that industry.
Cornerstone family coverage
Industries we also cover
Cornerstone Licensing focuses on the industries above. The work below is covered elsewhere in the Cornerstone family; we will point you to the right fit.
- Financial Services & LendersA coverage stack built for licensed lenders, mortgage originators, MSBs, and the firms supporting them.
- Attorneys & Law FirmsPrograms built around lawyer professional liability and the operational risks specific to legal practice.
- Technology & SaaSTech E&O bundled with cyber for software companies, platforms, and managed-service providers.
- Construction & ContractingGL, workers' comp, builder's risk, and the surety bonds that pair with them.
- Healthcare & Life SciencesCoverage for medical practices, allied health, and life-sciences operators handling PHI.
- Professional ServicesConsultants, accountants, agencies, and advisors. The policies that protect the work you bill for.
- Staffing & PEO FirmsCoverage built for the dual-employer exposure that staffing agencies and professional employer organizations carry.
- Real Estate & Property ManagementPrograms for brokerages, property managers, and owners juggling premises, professional, and tenant exposure.
Recent changes we are tracking
A live look at the rule changes, deadlines, and agency bulletins our compliance team has absorbed in the last few weeks.
- ActionCalifornia DFPICANov 14, 2026
California DFPI Recovery for Scam Victims
The California DFPI announced recovering over $4. 8 million for victims of the CoinFlip scam, which involved significant fraud against consumers.
- ActionMinnesota Department of CommerceMNNov 14, 2026
Minnesota NMLS Compliance Transition for Kiosk Operators
Minnesota initiated its NMLS compliance transition for virtual currency kiosk operators starting November 1, 2026. This requires operators to follow standard NMLS renewal processes to remain compliant.
- ActionCalifornia DFPICANov 14, 2026
California DFPI Enforcement Action: Western Union Acquisition
The California Department of Financial Protection and Innovation imposed conditions on Western Union's proposed acquisition of Intermex, focusing on consumer choice and anti-money-laundering controls. This action reflects the DFPI's rigorous oversight of financial acquisitions to protect consumers.
- ActionFTCNov 14, 2026
FTC Enforcement Action: Phantom Debt Collection
The FTC secured a temporary restraining order against McDonnell & Associates LLC for engaging in phantom debt collection practices, which involved misleading consumers about debts they allegedly owed. This enforcement action underscores the ongoing regulatory scrutiny on debt collection practices.
- WatchNMLSNov 14, 2026
NMLS Annual Renewal Season
The NMLS annual renewal season opened on November 1, 2026, requiring all licensees to submit updated disclosures and compliance with new employment reporting requirements. This affects numerous states that operate through the NMLS framework.
Coverage in one workspace
See every license, bond, and renewal in Atlas
Atlas is where this coverage lives for you: every filing, every renewal, every regulator note tied to your business in one place.