Free Yourself From The Burden Of

Mortgage Licensing

frustrated by mortgage licensing

The Problem


Requirements are constantly changing and each jurisdiction has different applications, fees, and timing.

The end result? You spend way too much money, time, and energy trying to keep up with complex and confusing licensing requirements that don’t add to your bottom line.


Why Us?


Generating more than 45,000 filings each year, our team works on your behalf to navigate the complexities of licensing for mortgage lending. We do what we do best so that you can stay focused on what you do best.

With Cornerstone, you’ll gain:

an advocate who knows the state regulators

immediate access to a dedicated licensing specialist

a robust online licensing portal

access to timely licensing report generation

Map of the USA

Done Right

On Time

every time

Every Time

During our 18 years in the industry, we've been served by over 100 vendors. Simply stated, Cornerstone is the best vendor we have ever had.

Client Since 2006

I've been working with Cornerstone for years now. I was suddenly asked to take on the responsibility of licenses for our company with little to no training. Cornerstone was a tremendous help to me navigating the many ins and outs of the licensing process.

Client Since 2013

Excellent customer service and provide great support in meeting the renewals deadlines.

Susan J.

The specialists are GREAT! They are knowledgeable, efficient, thorough, and friendly!

Client Since 2020

Cornerstone Licensing

One of The Nation’s Largest,
Highest-Rated Licensing Companies

25 years experience

500k+ Filings

Online Licensing Portal



Registered Agents & More

Lighten your load

Never Worry About Licensing Again


Connect With us to customize your solution


Partner With us to secure Each license


Get back to work growing your business

Who We Serve

Mortgage Lending

Being properly licensed is vital for mortgage lending companies as the mortgage industry is highly-regulated. There are many rules and laws that lenders must follow in order to be in compliance with the states being operated in. With so many regulations, it would be easy to unknowingly violate them. This can result in severe penalties and legal consequences. Cornerstone walks with you to ensure you have the necessary licensing, insurance, and bonds to properly adhere to state regulations. Being licensed is an important step to being a reputable lender.


Mortgage Lenders

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Mortgage lenders are financial institutions that specialize in providing loans to individuals for purchasing a house or property. There are various types of mortgage lenders, including online lenders, banks, and credit unions.

Mortgage lending companies must meet specific requirements to provide individuals with loans. If they operate in multiple states, they must ensure that they have a license to operate in each state as each state has its own regulations governing mortgage lending. Moreover, they must comply with federal laws, such as the Fair Housing Act, Equal Credit Opportunity Act, and Fair Credit Reporting Act, which regulate mortgage lending practices. Non-compliance with these laws can lead to legal action, including fines, penalties, and orders to cease business operations.

Mortgage Originators

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Mortgage loan originators (MLO) work for banks or mortgage companies and assist homebuyers with the loan application process. MLOs provide guidance to clients on the various types of loans available to help customers find the best loan for their specific situation. The licensing requirements for MLOs can vary depending on the jurisdiction and the specific regulations in place but requirements typically involve pre-licensing education, state and national exams, a background check, a credit report, an application, as well as a surety bond and insurance.

Mortgage Servicers

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A mortgage servicer is a company that manages the day-to-day operations of a mortgage loan. This includes tasks such as collecting payments, managing escrow accounts, and working with borrowers who are struggling to make their payments to help them avoid foreclosure. Mortgage servicers ensure that loans are managed properly and borrowers are treated fairly.

Cornerstone is well suited to be your expert in providing the necessary licenses, insurance, and bonds to operate effectively and within regulations. This allows you to focus on growing your clientele without fear of legal or financial repercussions from unwittingly being out of compliance.

Thousands of Companies Have Been Freed From The Burden Of Licensing

Ready to Join Them?