Resource Center
Every requirement, cost, and guide in one place
State requirements, cost data, plain-English guides, and interactive tools, organized by the task in front of you.
Direct answer
What is the Cornerstone Licensing resource center?
The resource center is the front door to every reference resource Cornerstone Licensing publishes, organized by the task in front of you rather than by content type. It currently spans 208 state licensing guides, 37 bond types, 249 answered questions, 41 glossary terms, plus interactive planning tools. Everything is informational, not legal advice.
Interactive tools
Answer a few questions and get a concrete read: what you need, roughly what it costs, and where the risk sits.
Get licensed in a state
Start from the state or the license type. Every guide names the regulator, the license rule, the bond, and the statutes behind them.
Estimate cost and effort
Regulator-sourced figures and planning data before you commit to a filing calendar.
Find your bond requirement
Most state licenses carry a bond. The surety catalog covers amounts, obligees, and costs.
Learn the language
Plain-English foundations: what a term means, how the pieces fit, and where to go deeper.
Requirements by state and license type
Every cell reflects a published state guide: whether a license is required and whether a bond figure is on record. 208guides across 4 license types, drawn live from our state law dataset.
Informational, not legal advice. Verify effective dates with the state regulator linked in each guide.
Full matrix, all 52 jurisdictions
| State | Mortgage | Money transmitter | Debt collection | Charitable registration |
|---|---|---|---|---|
| Alabama | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| Alaska | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| Arizona | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | variesBond figure: no |
| Arkansas | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| California | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| Colorado | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| Connecticut | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| Delaware | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | Not requiredBond figure: no |
| District of Columbia | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| Florida | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| Georgia | RequiredBond figure: yes | RequiredBond figure: yes | Not requiredBond figure: no | RequiredBond figure: no |
| Hawaii | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| Idaho | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | Not requiredBond figure: no |
| Illinois | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| Indiana | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | Not requiredBond figure: no |
| Iowa | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | Not requiredBond figure: no |
| Kansas | RequiredBond figure: yes | RequiredBond figure: yes | variesBond figure: no | RequiredBond figure: no |
| Kentucky | RequiredBond figure: yes | RequiredBond figure: yes | Not requiredBond figure: no | RequiredBond figure: no |
| Louisiana | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | variesBond figure: no |
| Maine | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| Maryland | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| Massachusetts | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| Michigan | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| Minnesota | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| Mississippi | RequiredBond figure: yes | RequiredBond figure: yes | Not requiredBond figure: no | RequiredBond figure: no |
| Missouri | RequiredBond figure: yes | RequiredBond figure: yes | Not requiredBond figure: no | variesBond figure: no |
| Montana | RequiredBond figure: yes | Not requiredBond figure: no | Not requiredBond figure: no | Not requiredBond figure: no |
| Nebraska | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | Not requiredBond figure: no |
| Nevada | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| New Hampshire | RequiredBond figure: yes | RequiredBond figure: yes | Not requiredBond figure: no | RequiredBond figure: no |
| New Jersey | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| New Mexico | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| New York | RequiredBond figure: yes | RequiredBond figure: no | RequiredBond figure: yes | RequiredBond figure: no |
| North Carolina | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| North Dakota | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| Ohio | RequiredBond figure: yes | RequiredBond figure: yes | Not requiredBond figure: no | RequiredBond figure: no |
| Oklahoma | RequiredBond figure: yes | RequiredBond figure: yes | Not requiredBond figure: no | RequiredBond figure: no |
| Oregon | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| Pennsylvania | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| Puerto Rico | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | variesBond figure: no |
| Rhode Island | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| South Carolina | RequiredBond figure: yes | RequiredBond figure: yes | Not requiredBond figure: no | RequiredBond figure: no |
| South Dakota | RequiredBond figure: yes | RequiredBond figure: yes | Not requiredBond figure: no | Not requiredBond figure: no |
| Tennessee | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| Texas | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | variesBond figure: no |
| Utah | RequiredBond figure: yes | RequiredBond figure: yes | Not requiredBond figure: no | Not requiredBond figure: no |
| Vermont | RequiredBond figure: yes | RequiredBond figure: yes | Not requiredBond figure: no | Not requiredBond figure: no |
| Virginia | RequiredBond figure: yes | RequiredBond figure: yes | Not requiredBond figure: no | RequiredBond figure: no |
| Washington | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| West Virginia | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| Wisconsin | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: no |
| Wyoming | RequiredBond figure: yes | RequiredBond figure: yes | RequiredBond figure: yes | Not requiredBond figure: no |
Informational, not legal advice. Verify effective dates with the state regulator linked in each guide.
Can't find the answer?
Tell us the state and the situation. A specialist will point you at the right requirement, or handle the filing for you.