State Laws

Money Transmitter State Laws

MTL requirements across U.S. states.

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Money transmitter regulations by state

Where you operate shapes what you file

52 of 52 jurisdictions documented. Pick a state to see the regulator, the license rule, and the bond.

Money transmitter regulations by state

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Latest guide updates

Every entry below reflects a real change our team shipped to a state guide. Dates come from the change log, not a page template.

Kansas
Updated page summary, page title

July 29, 2026

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State Laws

Not Sure Which Requirements Apply to You?

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State laws tell you what each regulator requires. For the full picture, requirements, costs, timelines, and how we run the application campaign, start with our money transmitter license guide, then the MSB registration deep dive for the federal layer.

Licensing by business model

The state map is the same for everyone; the analysis of whether you are covered is not. Start with the model closest to yours, or read who needs a money transmitter license for the full breakdown.

Something already went wrong

Each of these situations runs on a state deadline. The guides cover what the state expects next and how quickly you have to answer.