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State Laws

Debt Collection State Laws

Collection agency license requirements by state: where a license is required, what each state's debt collection rules cover, and how debt collectors and debt buyers keep licensing applications and renewals current. Pick a state for the statute, the regulator, and the bond.

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Debt collection regulations by state

Debt collection regulations by state

Where you operate shapes what you file

52 of 52 jurisdictions documented. Pick a state to see the regulator, the license rule, and the bond.

Collection Agency License Requirements by State

AL Alabama AK Alaska AZ Arizona AR Arkansas CA California CO Colorado CT Connecticut DE Delaware DC District of Columbia FL Florida GA Georgia HI Hawaii ID Idaho IL Illinois IN Indiana IA Iowa KS Kansas KY Kentucky LA Louisiana ME Maine MD Maryland MA Massachusetts MI Michigan MN Minnesota MS Mississippi MO Missouri MT Montana NE Nebraska NV Nevada NH New Hampshire NJ New Jersey NM New Mexico NY New York NC North Carolina ND North Dakota OH Ohio OK Oklahoma OR Oregon PA Pennsylvania PR Puerto Rico RI Rhode Island SC South Carolina SD South Dakota TN Tennessee TX Texas UT Utah VT Vermont VA Virginia WA Washington WV West Virginia WI Wisconsin WY Wyoming

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Every entry below reflects a real change our team shipped to a state guide. Dates come from the change log, not a page template.

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State Laws

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Get licensed to collect or lend

Once you know your state's rules, these guides cover the license itself: