Watchlicensing·GA·Nov 12, 2026
Georgia Proposed Rulemaking and Opportunity to Comment
Notice published regarding proposed new rules under specific Georgia statutory authorities.
Regulatory Updates
Tracked Changes From State and Federal Regulators
Updates the regulatory team is monitoring across the verticals we file in. Effective dates, severity, and impact in one feed.
- Action requiredlicensing·CA·Nov 12, 2026
California DFPI CoinFlip Enforcement Action
DFPI ordered CoinFlip to pay $4. 8 million to scam victims and fines for excessive fees.
- Action requiredlicensing·Federal·Nov 12, 2026
FinCEN Notice on FATF Jurisdictions with AML/CFT Deficiencies
FinCEN advised financial institutions to consider FATF's updated list of jurisdictions with AML/CFT deficiencies.
- Action requiredlicensing·Federal·Nov 12, 2026
OCC Raises Concerns with California's Climate Disclosure Laws
The OCC submitted a letter urging clarification on climate disclosure laws in California as they relate to national banks.
- Watchlicensing·Federal·Nov 11, 2026
Proposed Changes to the Call Report
The OCC, Fed, and FDIC requested comments on proposed revisions to Call Reports as part of regulation changes.
- Watchlicensing·NY·Nov 10, 2026
New York DFS Regulation Changes for Private Passenger Motor Vehicle Insurance
On November 4, 2026, the New York DFS withdrew a previously proposed rule on private passenger motor vehicle insurance and re-proposed it to repeal a regulation made redundant by legislative changes.
- Action requiredlicensing·Federal·Nov 10, 2026
NMLS Annual Renewal Period Notice
The NMLS announced that the annual renewal period begins on November 1, 2026, and continues through December 31, 2026, affecting all state-licensed companies and individuals.
- Action requiredlicensing·CA·Nov 10, 2026
California Recovered Funds for Crypto Scam Victims
On November 4, 2026, the California DFPI announced that it recovered over $4. 8 million for victims of scams involving the crypto ATM company CoinFlip.
- Action requiredlicensing·Federal·Nov 10, 2026
FTC Temporary Restraining Order Against Phantom Debt Collection
On November 9, 2026, the FTC announced a temporary restraining order against a phantom debt collection operation accused of misleading consumers about their debts. The court order freezes the defendants' assets and installs a receiver.
- Action requiredlicensing·Federal·Nov 10, 2026
OCC Bulletin 2026-55: Revised Comptroller's Handbook Booklet on Homeownership Counseling
The OCC revised its handbook on homeownership counseling issued on November 6, 2026, which provides guidance relevant to federal banking oversight. This update reflects expectations for examiner evaluation and compliance in homeownership counseling.
- Action requiredlicensing·Federal·Nov 9, 2026
Minnesota Fraud Alert Issued by FinCEN
FinCEN issued an alert to bolster fraud prevention measures in Minnesota, outlining key risk indicators.
- Watchlicensing·Federal·Nov 9, 2026
FTC Action Against Payment Processor
The FTC and Washington State acted against a payment processor for allegedly deceiving small businesses regarding costs and cancellation terms.
- Action requiredlicensing·Federal·Nov 9, 2026
NMLS Annual Renewal Season
The NMLS annual renewal period for most state licensees opened on November 1 and runs through December 31, 2026.
- Watchlicensing·Federal·Nov 9, 2026
FTS Lawsuit Against Dollar General
The FTC and 20 states filed a lawsuit against Dollar General for deceptive pricing practices at the register.
- Action requiredlicensing·Federal·Nov 9, 2026
OCC Bulletin 2026-54: Supervisory Framework on Bank Use of Super Intelligence
The OCC issued a supervisory framework outlining expectations for banks using 'super intelligence' technologies.
- Watchlicensing·WA·Nov 8, 2026
Washington State Collection Agency Fee Rulemaking
Washington state is proposing changes to the collection agency license fees, with a public hearing held on October 27, 2026.
- Action requiredlicensing·Federal·Nov 8, 2026
FinCEN Alert on Cross-Border Payments Involving U.S. MSBs
On October 30, 2026, FinCEN issued an alert urging MSBs to monitor and report suspicious activity tied to cross-border payments.
- Watchlicensing·Federal·Nov 8, 2026
New Proposed Interagency Third-Party Risk Management Guidance
On October 30, 2026, the FDIC along with other agencies proposed new third-party risk management guidance.
- Informationallicensing·Federal·Nov 8, 2026
OCC Releases CRA Performance Evaluations
On November 2, 2026, the OCC released CRA performance evaluations for 19 national banks and federal savings associations.
- Informationallicensing·Federal·Nov 8, 2026
No New CFPB Rules or Enforcement Actions
No new final rules or enforcement actions were reported by the CFPB between October 25, 2026, and November 8, 2026.
- Action requiredlicensing·Federal·Nov 7, 2026
Final Rule on MEXC Global Special Measure
FinCEN imposed a special measure prohibiting the transmission of funds involving MEXC Global, targeting money laundering concerns.
- Action requiredlicensing·NY·Nov 7, 2026
NYC SHIELD Rule Effective Date Confirmation
The amended debt collector rules known as the SHIELD Rule will take effect on January 1, 2027, impacting NYC-based consumer debt collection activities.
- Action requiredlicensing·OK·Nov 6, 2026
Oklahoma Money Transmission Modernization Act
Oklahoma's Money Transmission Modernization Act took effect on November 1, 2026, impacting licensing and operational standards for money transmitters.
- Watchlicensing·WA·Nov 6, 2026
Proposed Amendments to Collection Agency Rules
Washington's Department of Licensing announced proposed amendments to rules governing collection agencies, including applications and fees.
- Action requiredlicensing·Federal·Nov 6, 2026
Interagency Lending Data Release
The federal banking agencies released 2025 small business, small farm, and community development lending data.
- Action requiredlicensing·Federal·Nov 6, 2026
CRA Performance Evaluations Released
The OCC released Community Reinvestment Act (CRA) performance evaluations for 19 national banks and federal savings associations.
- Action requiredlicensing·Federal·Nov 6, 2026
Community Bank Support Remarks
Comptroller Gould issued remarks on efforts to support community banks, signaling priorities for the regulation of national banks.
- Action requiredlicensing·MD·Nov 5, 2026
Maryland Collection Agency Licensing Update
Maryland's Senate Bill 589 requires individuals to be licensed when operating as collection agencies, effective October 1, 2026.
- Action requiredlicensing·Federal·Nov 5, 2026
MLO Annual Renewal Season Guidance
CSBS announced that for the 2027 annual renewal season starting November 1, 2026, licensees must complete updated disclosure questions and comply with new employment reporting requirements in NMLS.
- Action requiredlicensing·Federal·Nov 5, 2026
FinCEN Alert on Fraud Prevention for Money Services Businesses
On October 30, 2026, FinCEN issued an alert asking financial institutions to monitor suspicious activities related to cross-border payments involving MSBs.
- Action requiredlicensing·CA·Nov 5, 2026
California Debt Collection Licensing Act Annual Assessment
The California DFPI issued a bulletin regarding the 2026 - 2027 annual assessment invoiced to debt collectors, warning of penalties for non-compliance.
- Action requiredlicensing·NY·Nov 5, 2026
Debt Collector Licensing Enforcement in NYC
NYC updated its Debt Collector rule guidance with new FAQs for its SHIELD Rule, effective January 1, 2027. These updates provide necessary compliance clarifications.
- Action requiredlicensing·Federal·Nov 5, 2026
OCC Announces Enforcement Actions for October 2026
The OCC's October 2026 enforcement actions included significant BSA/AML-related actions, which highlight the agency's enforcement focus.
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