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Wyoming licensing

Do I need a subdivision license in Wyoming?

No. Wyoming does not require a state-level subdivision license.

State Laws

Wyoming licensing laws

8 verticals covered for Wyoming

← All states
Reviewed by Cornerstone Staff28 years of financial services state licensing experienceLast verified August 3, 2026

This guide covers 8 regulated activities in Wyoming: Wyoming Subdivision Bond Requirements, Wyoming Contractor License Bond Requirements, Wyoming Money Transmitter Laws & Licensing, Wyoming Mortgage Laws & Licensing Requirements, Wyoming Motor Vehicle Dealer Bond Requirements, Wyoming Notary Bond Requirements, Wyoming Charitable Registration Requirements, and Wyoming Debt Collection Laws & Regulations. For each one, the summary below names the state agency in charge. It shows whether a license or registration is required. It also shows whether Wyoming calls for a surety bond before you can operate.

Oversight in Wyoming runs through Local city or county government (plat approval authority) in Wyoming, Local city and county licensing offices (no statewide general contractor license), Wyoming Division of Banking, Wyoming Department of Transportation, Motor Vehicle Services, Wyoming Secretary of State, and Wyoming Attorney General (enforcement only; no registration). 5 of the 8 need a surety bond before you can operate. The bond protects the state and your customers if you break the rules tied to your license.

States change their statutes and fee schedules often. Treat the details below as a starting point. Confirm the current rule with the regulator before you file. When you are ready, Cornerstone Licensing can prepare and submit the Wyoming filings for you. We track every renewal date and keep your license in good standing year after year.

subdivision

Wyoming Subdivision Bond Requirements

How subdivision (site improvement / plat) bonds work in Wyoming: the enabling statute local governments rely on, how the bond amount is sized from the engineer's estimate, and what developers post to get a plat approved.

Application process

The bond is posted with the city or county that approves the plat, not a state agency. The local government (the obligee) sizes the security from the project engineer's estimate of the improvements still to be built (streets, curbs, sidewalks, storm drains, water and sewer), and the developer files the executed bond with the development or subdivision improvement agreement. Many Wyoming jurisdictions reduce the required amount as phases are inspected and accepted.

Renewals

The bond stays in force until the local government inspects and accepts the improvements and releases the security; it is not renewed on a fixed license cycle.

Amounts are set locally under Wyo. Stat. § 18-5-306, so two projects in different Wyoming jurisdictions can face different security terms for the same scope of work. Confirm the exact security form and amount with the approving city or county before ordering the bond.

Key statutes

  • County subdivision permit, performance bond (Wyo. Stat. § 18-5-306) . County subdivision permit statute expressly requiring a performance bond, acceptable letter of credit, or other financial commitment assuring that proposed subdivision facilities are completed.

contractor license

Wyoming Contractor License Bond Requirements

Whether Wyoming requires a contractor license bond, what the state's contractor licensing rules actually require, and which bonds Wyoming contractors still need: project bid, performance, and payment bonds plus any city or county license bonds.

Application process

There is no statewide contractor license bond to file in Wyoming. Wyoming contractor licensing is entirely local, and some jurisdictions require their own bonds. Contractors still encounter surety bonds at the project level (bid, performance, and payment bonds on public and many private jobs) and through city or county contractor licensing programs that require their own bonds.

Renewals

With no statewide license bond, there is nothing to renew at the state level in Wyoming. Keep any local license or permit bonds and project bonds current under their own terms.

Cities and counties in Wyoming can require their own contractor license or permit bonds even though the state does not. Confirm current requirements with Local city and county licensing offices (no statewide general contractor license) and the local jurisdiction before bidding.

Key statutes

  • Local contractor licensing regime (Municipal and county codes (no statewide GC statute)) . Wyoming leaves contractor licensing to local jurisdictions; several, such as Jackson and Cheyenne, run their own programs and some require local bonds.

money transmitter

Wyoming Money Transmitter Laws & Licensing

Complete guide to money transmitter licensing in Wyoming. Covers application requirements, surety bond amounts, net worth minimums, FinCEN registration, and key statutes governing money transmission in Wyoming.

Wyoming money transmitter requirements at a glance

Wyoming money transmitter licensing requirements
Surety bond $25,000
Minimum net worth $100,000
Renewal cadence Annual
FinCEN MSB registration Required

Application process

To obtain a money transmitter license in Wyoming, applicants generally need to submit a completed application to the Wyoming Division of Banking, provide a surety bond of $25,000-$500,000, demonstrate minimum net worth of $100,000, provide audited financial statements, implement a comprehensive BSA/AML filings program, and pass background checks for all control persons. Many states now accept applications through NMLS. The application process typically takes 3-12 months depending on the state and complexity of the applicant's business model.

Renewals

Money transmitter licenses in Wyoming generally require annual renewal. Renewal typically requires submission of audited financial statements, updated surety bond, quarterly or annual transaction reports, BSA/AML filing documentation, and payment of renewal fees. Some states require call report filings on a quarterly basis throughout the year.

Money transmitters operating in Wyoming are also generally expected to register with FinCEN as a money services business (MSB) and implement a comprehensive BSA/AML filings program. This includes appointing a filings officer, developing written policies and procedures, conducting employee training, filing Currency Transaction Reports (CTRs), and submitting Suspicious Activity Reports (SARs). Wyoming may have specific requirements for cryptocurrency and virtual currency businesses.

Federal baseline

Federal law applies in every state, not just this one.

  • Bank Secrecy Act (31 U.S.C. § 5311) . Federal BSA/AML requirements for money services businesses

mortgage

Wyoming Mortgage Laws & Licensing Requirements

Complete guide to mortgage licensing requirements in Wyoming. Covers MLO licensing through NMLS, lender and servicer licensing, bond requirements, and key statutes governing mortgage origination and servicing in Wyoming.

Application process

Mortgage companies generally apply through the NMLS (Nationwide Multistate Licensing System) for Wyoming mortgage licensing. Requirements include a completed MU1 form, surety bond, audited financial statements, business plan, background checks (FBI criminal and credit) for all control persons, and net worth requirements. Individual MLOs are generally required to complete pre-licensing education (20 hours minimum including 3 hours of federal law, 3 hours of ethics, 2 hours of non-traditional lending, plus Wyoming-specific hours), pass the SAFE MLO test, and submit an MU4 form through NMLS.

Renewals

Mortgage licenses in Wyoming are renewed annually through NMLS. Company renewals require updated financial statements, bond confirmation, and payment of renewal fees. MLOs are generally required to complete continuing education (8 hours minimum annually, including Wyoming-specific requirements) and pay renewal fees through NMLS. The renewal period typically runs November 1 through December 31.

All mortgage companies and MLOs operating in Wyoming are generally required to be registered through NMLS. Wyoming participates in the CSBS multi-state licensing process. Additional requirements may include maintaining a physical office, appointing a qualified individual, and filings with both state and federal regulations including TILA, RESPA, and the Dodd-Frank Act.

Federal baseline

Federal law applies in every state, not just this one.

  • SAFE Act (12 U.S.C. § 5101) . Federal framework for MLO licensing through NMLS

auto dealer

Wyoming Motor Vehicle Dealer Bond Requirements

Wyoming requires a $25,000 motor vehicle dealer bond under Wyo. Stat. Ann. tit. 31, ch. 16, filed with the Wyoming Department of Transportation, Motor Vehicle Services.

Application process

Apply for or renew your motor vehicle dealer license with the Wyoming Department of Transportation, Motor Vehicle Services and file a $25,000 surety bond as part of the application. The surety issues the bond form the state accepts and files it for you.

Renewals

The bond runs with the motor vehicle dealer license term and renews on the same cycle (about every 1 year).

Key statutes

  • Wyoming dealer licensing statutes (Wyo. Stat. Ann. tit. 31, ch. 16) . Statutory basis for the Wyoming motor vehicle dealer bond requirement.

notary

Wyoming Notary Bond Requirements

Wyoming does not require a surety bond to hold a notary public commission. The former $500 bond requirement was eliminated by SF0029 in 2021; the commission term moved to six years. Requirements can change; confirm with the Wyoming Secretary of State.

Application process

No notary bond filing applies in Wyoming. Complete the standard notary public commission process with the Wyoming Secretary of State.

Renewals

No bond means no bond renewal cycle in Wyoming. Keep the underlying notary public commission current with the Wyoming Secretary of State.

The former $500 bond requirement was eliminated by SF0029 in 2021; the commission term moved to six years.

Key statutes

  • Wyoming notary statutes (Wyo. Stat. Ann. § 32-3-101 et seq.) . Governing law confirming Wyoming does not condition the notary public commission on a surety bond.

charitable registration

Wyoming Charitable Registration Requirements

Does Wyoming require charitable solicitation registration? Wyoming has no charitable solicitation registration requirement. What that means for nonprofits fundraising in Wyoming, and the professional fundraiser and charitable gaming rules that still apply.

Application process

There is no charitable solicitation registration to file in Wyoming. Wyoming has no charitable solicitation registration requirement. Nonprofits soliciting in Wyoming still need their corporate registration (and a registered agent if formed out of state), and fundraising into other states can trigger those states' registration requirements. Professional fundraisers working Wyoming donors should confirm whether separate contractor or solicitor filings apply.

Renewals

With no charitable solicitation registration, there is nothing to renew in Wyoming. Keep the organization's corporate annual report and registered agent current, and track registrations in every other state where the nonprofit solicits.

Deceptive solicitation remains enforceable by Wyoming Attorney General under consumer protection law even without a registration regime. Charitable gaming (raffles, bingo) is regulated separately in Wyoming and usually requires its own license or permit from the state or local jurisdiction.

Key statutes

  • Wyoming charitable solicitation regime (No general registration statute) . Wyoming has no charitable solicitation registration requirement.

debt collection

Wyoming Debt Collection Laws & Regulations

Comprehensive guide to debt collection licensing requirements, regulations, and filing obligations in Wyoming. Learn about licensing fees, bond requirements, key statutes, and regulatory bodies governing third-party debt collectors in Wyoming.

Application process

To obtain a debt collection license in Wyoming, applicants generally need to submit a completed application to the Wyoming Secretary of State, provide a surety bond of $5,000, pass background checks for all control persons, and meet net worth or financial requirements. The application review typically takes 30-90 days.

Renewals

Debt collection licenses in Wyoming generally require annual renewal. Renewal generally involves submission of a renewal application, payment of renewal fees, updated surety bond confirmation, and any required annual reports. Late renewals may incur additional penalties.

Third-party debt collectors operating in Wyoming are also generally expected to comply with the federal Fair Debt Collection Practices Act (FDCPA). Wyoming may impose additional requirements beyond federal standards, including restrictions on communication methods, required disclosures, and limitations on fees that may be collected.

Key statutes

  • Wyoming Collection Agency Act (Wyo. Stat. § 33-11-101) . Collection agency licensing

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State Laws

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Licenses in Wyoming

Wyoming licenses by industry

Every regulated vertical we track in Wyoming, with the full law summary and the direct application path for each license type.

money transmitter licensing

Regulated by Wyoming Division of Banking

mortgage licensing

Regulated by Wyoming Division of Banking

charitable registration licensing

Regulated by Wyoming Attorney General (enforcement only; no registration)

debt collection licensing

Regulated by Wyoming Secretary of State

Bonds and insurance in Wyoming

Where Wyoming conditions a license on a posted surety bond, these pages carry the statutory bond amount and filing steps.

Wyoming regulator contacts

The state agencies that issue and oversee the licenses above.

  • Local city or county government (plat approval authority) in Wyoming subdivision licensing
  • Local city and county licensing offices (no statewide general contractor license) contractor license licensing
  • Wyoming Division of Banking money transmitter, mortgage licensing
  • Wyoming Department of Transportation, Motor Vehicle Services auto dealer licensing
  • Wyoming Secretary of State notary, debt collection licensing
  • Wyoming Attorney General (enforcement only; no registration) charitable registration licensing

Planning tools and data

Scope a Wyoming expansion before you file.

Registered agent coverage in Wyoming

Every registered entity in Wyoming needs an agent of record. Requirements, live pricing, and same-day ordering.

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Start your money transmitter application with Wyoming-specific requirements pre-loaded. Most filings open in under three minutes.

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Regulatory Watch

Stay Ahead of the Rules

Recent rule changes, deadline announcements, and state agency updates we are tracking for you.

  • Action CSBS Aug 4, 2026

    CSBS MTMA Adoption Tracker Updated, 31 States Enacted in Full or Part

    CSBS updated its Money Transmission Modernization Act tracker in August 2026 and reported that 31 states had enacted the law in full or in part. The update is not a single state rule, but it is a meaningful cross-state licensing development for money transmitters.

  • Action CSBS Aug 4, 2026

    CSBS Comment Letter on Federal Reserve Payment System Risk and Account Access Proposal

    On July 24, 2026, CSBS posted a comment letter on proposed revisions to the Federal Reserve Policy on Payment System Risk and the guidelines for account and services requests. This is a policy advocacy item rather than a binding regulatory change.

  • Action NMLS Aug 4, 2026

    NMLS Remote Work Status Details Due for 2027 Renewal Readiness

    NMLS directed companies to complete MLO remote work status details by August 31, 2026 to prepare for the 2027 renewal cycle. This was an active operational requirement during the review period.

  • Action NMLS Aug 4, 2026

    NMLS 2026 Disclosure Question Updates Require Completion Before 2027 Renewal Activity

    NMLS implemented revised MU4 and MU2 disclosure questions earlier in 2026, and the system urged affected users to complete updates by August 31, 2026. The change remained active during the July 21 to August 4 period and could affect filing workflows.

  • Watch CSBS / NMLS Aug 4, 2026

    NMLS Modernization Phase Three Scheduled for August 2026

    CSBS indicated that NMLS Modernization Phase Three is scheduled for August 2026. The planned changes include state agency task management for the individual licensing process and improved two-way communication for review items.