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Action required FDIC Jul 31, 2026

FDIC interagency guidance on third-party relationships remains operative

No new FDIC third-party risk guidance was identified between July 17 and July 31, 2026. The core operative framework remained FIL-29-2023, Interagency Guidance on Third-Party Relationships: Risk Management, issued June 6, 2023.

No new FDIC third-party risk guidance was identified between July 17 and July 31, 2026. The core operative framework remained FIL-29-2023, Interagency Guidance on Third-Party Relationships: Risk Management, issued June 6, 2023.

What changed

There was no late-July change, but the existing interagency third-party risk expectations remained the controlling framework.

Compliance perspective

Banks should continue applying the 2023 interagency framework to due diligence, contract controls, ongoing monitoring, complaint handling, and governance for service providers and fintech partners. This matters for exam readiness even without a fresh July release.

Key date

Effective date: June 6, 2023.

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