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Action required NYC Department of Consumer and Worker Protection NY Oct 1, 2026

New York City SHIELD Collection Rule

The SHIELD Collection Rule took effect on September 1, 2026, enhancing local debt collection rules in New York City.

The SHIELD Collection Rule took effect on September 1, 2026, enhancing local debt collection rules in New York City.

What changed

Implemented stricter contact limits and protections, particularly for medical debt.

Compliance perspective

Businesses engaging in debt collection in NYC must comply with stricter local regulations beyond federal guidelines.

Need help keeping up with these changes?

Tell us where you operate and what licenses you hold; we'll handle the filings and renewals so changes like this do not catch you off guard.

Keep reading

More regulatory updates

Other recent rule changes our team is tracking.

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    A change to the Maryland Money Transmission Act, effective October 1, 2026, will exclude certain payroll processors from the definition of 'money transmitter'.

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  • Action NYC Department of Consumer and Worker Protection NY Oct 1, 2026

    New York City SHIELD Collection Rule

    The SHIELD Collection Rule took effect on September 1, 2026, enhancing local debt collection rules in New York City.

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