Regulatory Coverage
Every industry we serve, every regulator we track
Pick an industry to see the agencies that shape it, how often we refresh, and a state-by-state view of what it takes to operate.
How we stay current
A standing process, not a one-time scan
Regulators publish in dozens of channels. Our compliance team consolidates them on a fixed cadence so changes reach your filings without you chasing them down.
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Step 1
Monitor
We watch federal agencies, state regulators, and industry bulletins on a fixed schedule. AI helps us notice that something changed; a specialist decides whether it matters.
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Step 2
Review
A licensing specialist reads the source, compares it to the rule we currently apply, and writes the change up in plain English with a citation.
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Step 3
Update
The change flows into the playbook every client filing uses, into Atlas, and into the per-state summaries on this site, usually within days.
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Step 4
Deliver
Your account specialist applies the new rule to your next filing and surfaces it in your Atlas workspace so you can see what changed and why.
AI helps with the repetitive work. A person on our team signs off on every rule we apply. Read how we use AI →
Industries we serve
Pick an industry to see what it takes to operate
Each card lists the agencies we track for that industry, the cadence we review them on, and a recent change we already absorbed. The state-by-state link opens the interactive coverage map for that industry.
Cornerstone family coverage
Industries we also cover
Cornerstone Licensing focuses on the industries above. The work below is covered elsewhere in the Cornerstone family; we will point you to the right fit.
- Financial Services & Lenders A coverage stack built for licensed lenders, mortgage originators, MSBs, and the firms supporting them.
- Attorneys & Law Firms Programs built around lawyer professional liability and the operational risks specific to legal practice.
- Technology & SaaS Tech E&O bundled with cyber for software companies, platforms, and managed-service providers.
- Construction & Contracting GL, workers' comp, builder's risk, and the surety bonds that pair with them.
- Healthcare & Life Sciences Coverage for medical practices, allied health, and life-sciences operators handling PHI.
- Professional Services Consultants, accountants, agencies, and advisors. The policies that protect the work you bill for.
- Staffing & PEO Firms Coverage built for the dual-employer exposure that staffing agencies and professional employer organizations carry.
- Real Estate & Property Management Programs for brokerages, property managers, and owners juggling premises, professional, and tenant exposure.
Recent changes we are tracking
A live look at the rule changes, deadlines, and agency bulletins our compliance team has absorbed in the last few weeks.
- Action FinCEN Sep 14, 2026
Reissued Southwest Border GTO for MSBs
On September 2, 2026, FinCEN reissued a Geographic Targeting Order imposing enhanced reporting requirements on certain money services businesses (MSBs) in specified areas.
- Action OCC Sep 14, 2026
Expanded 18-Month Examination Cycle Interim Final Rule
On September 10, 2026, the OCC, FDIC, and Federal Reserve issued an interim final rule increasing the asset threshold for community banks eligible for an 18-month examination cycle from $3 billion to $6 billion.
- Watch OCC Sep 14, 2026
Proposed Rule on MRAs for Violations of Laws
Also on August 27, 2026, the OCC issued a notice of proposed rulemaking to distinguish between substantive and technical violations when issuing MRAs.
- Action OCC Sep 14, 2026
Joint Final Rule on Unsafe or Unsound Practices
On August 27, 2026, the OCC and FDIC issued a joint final rule defining 'unsafe or unsound practice' and revising standards for issuing Matters Requiring Attention (MRAs). The rule limits MRAs to matters likely to cause material harm to a bank's financial condition.
- Action FDIC Sep 13, 2026
No New FDIC Third-Party Risk Regulation
No new regulations or guidance on third-party risk were found from the FDIC for the period examined.
Coverage in one workspace
See every license, bond, and renewal in Atlas
Atlas is where this coverage lives for you: every filing, every renewal, every regulator note tied to your business in one place.