What We Do
Insurance for Staffing & PEO Firms
Insurance for staffing firms and PEOs: workers' comp, professional liability, and EPL built for employer-of-record and dual-employer exposure.
Talk to an expert
Request a call with an expert. Tell us about your situation and we will follow up within one business day with next steps.
Insurance for staffing and PEO firms
Staffing firms and PEOs sit between the worker and the worksite, which doubles their exposure: they answer for the placements they make and for the employees they put on someone else's floor. Programs blend workers' compensation, professional liability, and employment practices to match that structure.
The coverage stack we build
The lines we most often assemble for staffing firms and PEOs. Each is placed only where your structure requires it.
Workers' compensation
Employer-of-record cover for placed workers across many sites and class codes.
Professional liability
Responds to placement and screening errors.
Employment practices liability (EPL)
Covers employee claims tied to placed workers and dual-employer overlap.
General liability and crime
Office and client-site exposure, plus internal theft.
Common claim scenarios
Representative situations these lines respond to. Illustrative, not a guarantee of coverage.
A placed worker is injured on site
Workers' comp pays medical and lost wages as the employer of record.
A bad placement costs the client
Professional liability funds the defense of a screening or placement-error claim.
A placed worker alleges discrimination
EPL responds across the dual-employer overlap.
Checklist
Insurance for Staffing & PEO Firms checklist
Tell us about your operation
Share what your business does, your revenue band, and the contracts or clients driving the need. This sets the exposures an underwriter will price.
We market your risk to carriers
Our agents take your profile to the carrier panel that writes this line, then compare terms, limits, and exclusions side by side.
Review quotes and choose limits
You see the options in plain language: what each policy covers, where the gaps are, and how the limit and deductible change the premium.
Bind coverage and get your documents
Once you pick a quote, we bind the policy and send your certificate and policy documents, usually within one business day.
Manage renewals and changes
As your business changes, we adjust limits, add endorsements, and handle the renewal so coverage keeps pace with your exposure.
FAQ
Frequently Asked Questions
Licensing regulations by state
Licensing regulations by state
Where you operate shapes what you file
52 of 52 jurisdictions documented. Pick a state to see the regulator, the license rule, and the bond.
What We Do
Why Cornerstone Licensing for insurance for staffing & peo firms
- States covered
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All 50
States covered
Filings, agents, and renewals everywhere you do business.
- Specialist assigned
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1:1
Specialist assigned
A real person who knows your filing inside out, start to finish.
- Surprise fees
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0
Surprise fees
Transparent scope and quote up front. No add-ons mid-stream.
What We Do
Insurance for staffing firms and PEOs: workers' comp, professional liability, and EPL built for employer-of-record and dual-employer exposure.
Cornerstone Licensing
How we use AI
AI helps our licensing team work faster. Our specialists still own every call.
For Insurance for Staffing & PEO Firms filings, AI helps our team find the right starting point quickly and reuse data you have already given us, so the work moves without extra effort from you. A licensed Cornerstone specialist reviews everything before it leaves our hands. Your information stays on our infrastructure, not in a public LLM.
On Our Infrastructure
Our models run on Cornerstone servers, not public chatbots. Your business information is not sent to a third-party LLM or used to train anyone else's product.
An Assistant, Not an Operator
AI helps our licensing team start their research in the right place and surface the resources to look at. Specialists vet what comes back and make the call.
Less Duplicate Work for You
Atlas figures out what data each form needs, then reuses what you have already given us so the same question does not come around twice. That is how approvals come faster.
Explore More From Our Team
Tools and references our customers use most.
What We Do
Ready to price insurance for staffing & peo firms?
Share a few details and an agent will respond within one business day with the lines that fit and the carrier panel we plan to market to.