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Action required FinCEN Sep 14, 2026

Reissued Southwest Border GTO for MSBs

On September 2, 2026, FinCEN reissued a Geographic Targeting Order imposing enhanced reporting requirements on certain money services businesses (MSBs) in specified areas.

On September 2, 2026, FinCEN reissued a Geographic Targeting Order imposing enhanced reporting requirements on certain money services businesses (MSBs) in specified areas.

What changed

Covered MSBs must now file Currency Transaction Reports for cash transactions between $1,000 and $10,000.

Compliance perspective

MSBs in the specified ZIP codes must ensure adherence to the new reporting thresholds to avoid penalties.

Key date

Effective date: September 2, 2026.

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