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Action required Texas Office of Consumer Credit Commissioner TX Jul 30, 2026

OCCC regulated lender licensing amendments implementing NMLS transition

Texas OCCC adopted broader regulated lender licensing amendments effective through a January 2026 adoption to implement transition to NMLS for regulated lender licenses under Texas Finance Code Chapter 342. The changes affect OCCC-regulated secondary mortgage and home-loan activity rather than SML's primary mortgage regime.

Texas OCCC adopted broader regulated lender licensing amendments effective through a January 2026 adoption to implement transition to NMLS for regulated lender licenses under Texas Finance Code Chapter 342. The changes affect OCCC-regulated secondary mortgage and home-loan activity rather than SML's primary mortgage regime.

What changed

Texas shifted regulated lender licensing administration into NMLS for affected Chapter 342 licensees. The rule changes alter filing mechanics and licensing administration for covered lenders.

Compliance perspective

Affected Texas lenders should confirm NMLS account structure, transition status, control persons, branch records, and renewal workflows. Firms active in secondary mortgage and home-equity products should be especially careful about agency jurisdiction and filing path.

Key date

Effective date: January 1, 2026.

Need help staying compliant?

Tell us where you operate and what licenses you hold; we'll handle the filings and renewals so changes like this do not catch you off guard.

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  • Action Texas Office of Consumer Credit Commissioner TX Jul 30, 2026

    OCCC regulated lender licensing amendments implementing NMLS transition

    Texas OCCC adopted broader regulated lender licensing amendments effective through a January 2026 adoption to implement transition to NMLS for regulated lender licenses under Texas Finance Code Chapter 342. The changes affect OCCC-regulated secondary mortgage and home-loan activity rather than SML's primary mortgage regime.

    Read explainer