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Watch OCC Sep 10, 2026

OCC proposal distinguishing substantive vs. technical violations

The OCC proposed a rule to refine the issuance of MRAs by distinguishing between substantive violations, which have meaningful impacts, and technical violations, which do not warrant an MRA.

The OCC proposed a rule to refine the issuance of MRAs by distinguishing between substantive violations, which have meaningful impacts, and technical violations, which do not warrant an MRA.

What changed

Introduced a framework to classify violations and redefined when MRAs can be issued.

Compliance perspective

Entities need to evaluate their regulatory compliance practices to identify potential substantive violations.

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    The OCC proposed a rule to refine the issuance of MRAs by distinguishing between substantive violations, which have meaningful impacts, and technical violations, which do not warrant an MRA.