Skip to content
Action required OCC Oct 9, 2026

OCC Interim Final Rule on Examination Cycle

An interim final rule was issued on September 10, 2026, facilitating an 18-month examination cycle for certain institutions aimed at reducing regulatory burdens for community banks.

An interim final rule was issued on September 10, 2026, facilitating an 18-month examination cycle for certain institutions aimed at reducing regulatory burdens for community banks.

What changed

Eligibility for an 18-month examination cycle is expanded.

Compliance perspective

Institutions eligible for the reduced examination frequency should ensure they meet regulatory standards to take advantage of this change.

Key date

Effective date: September 10, 2026.

Need help keeping up with these changes?

Tell us where you operate and what licenses you hold; we'll handle the filings and renewals so changes like this do not catch you off guard.

Keep reading

More regulatory updates

Other recent rule changes our team is tracking.

  • Action Multistate Regulatory Agencies Oct 9, 2026

    Coinme Inc. Settlement for BSA/AML Violations

    On October 8, 2026, a settlement was reached with Coinme Inc. , a cryptocurrency operator, imposing a $2.

  • Watch New York City DCWP NY Oct 9, 2026

    NYC SHIELD Debt Collection Rule Compliance Dates

    The effective date for the SHIELD debt collection rule is uncertain, with conflicting indications about whether it is September 1, 2026, or January 1, 2027.

  • Action California DFPI CA Oct 9, 2026

    California DFPI Debt Collector License Assessments

    Annual assessment invoices for debt collector licenses were issued with a payment deadline of September 30, 2026; failure to pay could lead to license suspension.