The effective date for the SHIELD debt collection rule is uncertain, with conflicting indications about whether it is September 1, 2026, or January 1, 2027.
What changed
Compliance requirements for debt collectors are pending clarity on the effective date.
Compliance perspective
Debt collectors must prepare for compliance and monitor updates from the DCWP.
Need help keeping up with these changes?
Tell us where you operate and what licenses you hold; we'll handle the filings and renewals so changes like this do not catch you off guard.