Skip to content
Action required OCC Oct 8, 2026

OCC Bulletin 2026-49 on Concentrations of Credit

Released on September 30, 2026, this bulletin revises the supervisory handbook concerning credit concentrations and rescinds older guidance.

Released on September 30, 2026, this bulletin revises the supervisory handbook concerning credit concentrations and rescinds older guidance.

What changed

Updated handbook material impacts OCC examiners and financial institutions' approach to concentration risk oversight.

Compliance perspective

Institutions should update their risk management frameworks to align with the revised guidance.

Key date

Effective date: September 30, 2026.

Need help keeping up with these changes?

Tell us where you operate and what licenses you hold; we'll handle the filings and renewals so changes like this do not catch you off guard.

Keep reading

More regulatory updates

Other recent rule changes our team is tracking.

  • Action OCC Oct 14, 2026

    OCC Bulletin 2026-49 on Credit Concentrations

    The OCC issued Bulletin 2026-49 revising the *Concentrations of Credit* Comptroller's Handbook booklet with updated guidelines for assessing credit concentration risks.

  • Action NYDFS NY Oct 14, 2026

    Final Adoption of Confidentiality Protocols

    The New York Department of Financial Services adopted the First Amendment to 11 NYCRR 244 regarding confidentiality protocols for victims of domestic violence. This regulation was finalized on October 7, 2026.

  • Action CFPB Oct 14, 2026

    CFPB Regulation F

    CFPB Regulation F implements measures under the FDCPA for debt collection practices. No new amendments or rules were issued between September 30 and October 14, 2026.