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Action required OCC Sep 22, 2026

OCC Bulletin 2026-45: Interim Final Rule on Examination Cycle

The OCC amended examination cycle eligibility, allowing qualifying banks with less than $6 billion in assets to have examinations every 18 months instead of 12 months.

The OCC amended examination cycle eligibility, allowing qualifying banks with less than $6 billion in assets to have examinations every 18 months instead of 12 months.

What changed

The $3 billion asset threshold for the 18-month cycle was increased to less than $6 billion.

Compliance perspective

Banks should prepare for less frequent examinations, potentially reducing compliance burden.

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    OCC Bulletin 2026-45: Interim Final Rule on Examination Cycle

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