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Action required New York City Department of Consumer Affairs NY Sep 6, 2026

NYC SHIELD Debt Collection Rule Delay

The effective date of NYC's SHIELD Rule, initially set for September 1, 2026, has been postponed to January 1, 2027.

The effective date of NYC's SHIELD Rule, initially set for September 1, 2026, has been postponed to January 1, 2027.

What changed

The rule, focusing on consumer protections in debt collection, will now not take effect until January 2027.

Compliance perspective

Companies should prepare to comply with the SHIELD Rule by the new effective date.

Key date

Effective date: January 1, 2027.

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Tell us where you operate and what licenses you hold; we'll handle the filings and renewals so changes like this do not catch you off guard.

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