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Action required NMLS Jul 19, 2026

NMLS April 2026 modernization changes affecting disclosures and employment reporting

On April 18, 2026, NMLS implemented significant system changes affecting state-licensed individuals and companies. The changes included revised MU2 and MU4 disclosure questions, redesigned employment reporting, and company-managed fields for position or title, work phone, and work email.

On April 18, 2026, NMLS implemented significant system changes affecting state-licensed individuals and companies. The changes included revised MU2 and MU4 disclosure questions, redesigned employment reporting, and company-managed fields for position or title, work phone, and work email.

What changed

NMLS changed core disclosure and employment relationship workflows used by mortgage and other state-license filers. Affected individuals were advised to complete disclosure updates by August 31, 2026 ahead of the 2027 renewal cycle.

Compliance perspective

Licensing teams should review all affected records, confirm company-managed field ownership, and complete disclosure updates before the stated NMLS deadline. These system changes can create renewal problems if records are left stale.

Key date

Effective date: April 18, 2026.

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