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Watch New Hampshire State Legislature NH Aug 27, 2026

New Hampshire HB 1207: Change in MLO Minimum Licensing Requirements

New Hampshire enacted HB 1207, reducing the felony lookback period for mortgage loan originator licensing from 10 years to 7 years, effective October 1, 2026.

New Hampshire enacted HB 1207, reducing the felony lookback period for mortgage loan originator licensing from 10 years to 7 years, effective October 1, 2026.

What changed

Felony lookback period for MLOs shortened.

Compliance perspective

Mortgage firms should review their hiring processes in light of this change.

Key date

Effective date: October 1, 2026.

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