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Action required Illinois Department of Financial and Professional Regulation IL Jul 24, 2026

Illinois adopted amendments to Mortgage Community Reinvestment, 38 Ill. Adm. Code 1055

In Illinois Register Issue 28 dated July 10, 2026, IDFPR published adopted amendments to 38 Ill. Adm.

In Illinois Register Issue 28 dated July 10, 2026, IDFPR published adopted amendments to 38 Ill. Adm. Code 1055, Mortgage Community Reinvestment. The rule appears as adopted in that issue, with the source line showing it was effective June 29, 2026.

What changed

Illinois updated its mortgage community reinvestment rule and confirmed the adopted amendments in the July 10 register issue.

Compliance perspective

Illinois mortgage licensees subject to community reinvestment requirements should review policies, data capture, and program documentation against the amended Part 1055. Firms with multistate mortgage operations should flag Illinois-specific differences in training and controls.

Key date

Effective date: June 29, 2026.

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