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Action required CFPB Jul 24, 2026

CFPB updates Supervision and Examination Manual, including debt collection materials

The CFPB's Supervision and Examination Manual shows an updated July 2026 posting and includes Fair Debt Collection Practices Act materials among its procedures. This is not a new rule or enforcement action, but it is a current supervisory resource relevant to debt collection oversight.

The CFPB's Supervision and Examination Manual shows an updated July 2026 posting and includes Fair Debt Collection Practices Act materials among its procedures. This is not a new rule or enforcement action, but it is a current supervisory resource relevant to debt collection oversight.

What changed

The CFPB refreshed its exam manual in July 2026, maintaining or updating debt collection-related supervisory procedures.

Compliance perspective

Debt collectors, debt buyers, and servicers should compare current controls and scripts against CFPB exam procedures, especially if they may face federal or state exams. Updated manuals often signal where exam teams will spend time first.

Key date

Effective date: July 1, 2026.

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Tell us where you operate and what licenses you hold; we'll handle the filings and renewals so changes like this do not catch you off guard.

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