Washington recently enacted laws addressing collection litigation and licensing requirements affecting debt collection practices.
What changed
Updated rules enhance the licensing framework to ensure compliance among collection agencies with stricter oversight.
Compliance perspective
Collection agencies must maintain proper licensure and can face penalties for non-compliance.
Key date
Effective date: January 1, 2026.
Need help keeping up with these changes?
Tell us where you operate and what licenses you hold; we'll handle the filings and renewals so changes like this do not catch you off guard.