On July 31, 2026, CSBS published an interview with incoming Chair Rhoshunda Kelly that set out supervisory priorities for state regulators. The post highlighted preservation of the dual banking system, resistance to broad federal preemption, closer supervision of large mortgage servicers, and continued investment in supervisory technology and examiner training.
What changed
CSBS leadership publicly set policy and supervisory priorities that point to likely state regulatory focus areas, especially around mortgage servicing and preemption.
Compliance perspective
Large mortgage servicers and firms operating across many states should expect continued state attention on supervisory access, examinations, and nonbank oversight. The item does not create a new requirement, but it helps show where state banking supervisors may concentrate next.
Key date
Effective date: July 31, 2026.
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