The New York City Council confirmed that the SHIELD Rule's effective date has been pushed to January 1, 2027.
What changed
The effective date adjustment allows debt collectors more time to prepare for compliance with the new requirements.
Compliance perspective
Debt collectors should prepare for the revised compliance timeline and upcoming October overview sessions.
Key date
Effective date: January 1, 2027.
Need help keeping up with these changes?
Tell us where you operate and what licenses you hold; we'll handle the filings and renewals so changes like this do not catch you off guard.