On July 9, 2026, the CFPB issued a request for information on promoting access to mortgage credit. The Bureau said it is considering regulatory changes involving TRID disclosures, rescission, and reverse mortgage disclosures, which kept this item active during July 19 to August 2, 2026.
What changed
The CFPB opened a comment process on possible mortgage regulation changes tied to disclosure and rescission requirements. No final or proposed rule was identified in the July 19 to August 2, 2026 window, but this RFI was the main live mortgage policy item.
Compliance perspective
Mortgage lenders and servicers should review whether current disclosure workflows, rescission timing, and reverse mortgage materials could be affected if the Bureau moves from RFI to rulemaking. This is a good time to inventory TRID and rescission processes before comments close.
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