The California Debt Collection Licensing Act requires all debt collectors to be licensed under the DFPI regulations which became effective on July 1, 2025.
What changed
Debt collectors must include their California license numbers when contacting debtors as mandated by the new regulations.
Compliance perspective
All debt collection activities in California now require proper licensing to avoid enforcement action.
Key date
Effective date: July 1, 2025.
Need help keeping up with these changes?
Tell us where you operate and what licenses you hold; we'll handle the filings and renewals so changes like this do not catch you off guard.