Short answer
A license portfolio review is a structured audit of every license, registration, and bond your company holds, checked against where and how you actually operate. It surfaces three things: licenses you are missing, licenses you are paying for but no longer need, and renewals or bonds at risk of lapsing. Cornerstone runs these as a standing offering for regulated financial services companies.
Companies rarely drift out of compliance all at once. They add a product, enter a state, acquire a book of business, or lose the one person who tracked the spreadsheet, and the license inventory quietly stops matching the operation. A portfolio review rebuilds the picture: what you hold, what your footprint requires, and where the two disagree.
The output is a gap map with priorities: missing licenses ranked by exposure, surplus licenses that can be retired to save fees, bonds that are undersized or expiring, and renewal dates with no owner. It is most useful before a fundraise or acquisition, after one, or whenever leadership cannot answer "are we licensed everywhere we operate?" with confidence. See our license portfolio review page for how the engagement works.
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