On July 15, 2026, the Texas OCCC posted a precomment draft covering Credit Access Business licensing and recordkeeping rules. This is an early-stage rule development item, but it is concrete and directly tied to licensing and operational recordkeeping in Texas.
What changed
The OCCC released draft rule language for precomment review before formal proposal. Covered businesses now have an early chance to identify operational concerns.
Compliance perspective
Credit access businesses should compare current licensing and recordkeeping practices to the draft and flag any staffing, form, retention, or system changes that may be needed. Early participation usually gives businesses a better chance to shape final requirements.
Key date
Effective date: July 15, 2026.
Need help staying compliant?
Tell us where you operate and what licenses you hold; we'll handle the filings and renewals so changes like this do not catch you off guard.