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Action required OCC Sep 11, 2026

Suspicious Activity Report Confidentiality Guidance

On September 2, 2026, the OCC released a joint statement clarifying SAR confidentiality requirements. This is particularly relevant for banks when communicating with customers about suspicious activities.

On September 2, 2026, the OCC released a joint statement clarifying SAR confidentiality requirements. This is particularly relevant for banks when communicating with customers about suspicious activities.

What changed

Clarified confidentiality rules regarding SAR communications with customers.

Compliance perspective

Banks must ensure that SAR confidentiality does not prevent necessary customer communications.

Key date

Effective date: September 2, 2026.

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