The CFPB adopted a final rule addressing small business lending under the Equal Credit Opportunity Act.
What changed
Clarifications and updates in requirements for small business lending applications and disclosures.
Compliance perspective
Lenders must adjust their small business lending practices to comply with new regulations.
Key date
Effective date: May 1, 2026.
Need help keeping up with these changes?
Tell us where you operate and what licenses you hold; we'll handle the filings and renewals so changes like this do not catch you off guard.