The OCC issued a final rule implementing the GENIUS Act, focusing primarily on payment stablecoin issuance and related activities. The rule incorporates several key regulatory components required for compliance.
What changed
The OCC established a new 12 CFR part 15 and revised existing regulations to accommodate payment stablecoin activities and issuer requirements.
Compliance perspective
Entities involved in payment stablecoins must comply with the new regulations effective January 18, 2027, including application processes and capital requirements.
Key date
Effective date: January 18, 2027.
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