On July 9, 2026, the OCC issued Bulletin 2026-30 notifying supervised institutions about FinCEN guidance on voluntary information sharing. The bulletin does not create a new OCC rule, but it points banks to updated federal expectations around information-sharing practices relevant to BSA and fraud controls.
What changed
The OCC formally circulated FinCEN guidance to the banks it supervises. The change was supervisory and interpretive rather than a new regulation.
Compliance perspective
Banks should review current Section 314(b) and related information-sharing procedures to confirm they line up with the FinCEN guidance referenced by the OCC. Internal BSA, fraud, and investigations teams may need process updates or retraining.
Key date
Effective date: July 9, 2026.
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