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Action requiredMassachusetts Division of BanksMAOct 29, 2026

Massachusetts Debt Collector Licensing Enforcement

Massachusetts continues to enforce licensing requirements for debt collectors and debt buyers collecting directly from consumers.

Massachusetts continues to enforce licensing requirements for debt collectors and debt buyers collecting directly from consumers.

What changed

The state reiterated the requirement that debt collectors must be licensed, including updates to approved licensee lists.

Compliance perspective

Entities operating without a license may face penalties or further enforcement actions.

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