Skip to content
Action required OCC Sep 5, 2026

OCC Bulletin 2026-40: Final Rule on Unsafe or Unsound Practices

The OCC issued a final rule defining 'unsafe or unsound practice' and creating uniform standards for Matters Requiring Attention (MRAs). The rule clarifies that reputation risk unrelated to financial condition is excluded.

The OCC issued a final rule defining 'unsafe or unsound practice' and creating uniform standards for Matters Requiring Attention (MRAs). The rule clarifies that reputation risk unrelated to financial condition is excluded.

What changed

Clarified definitions of unsafe or unsound practices and MRAs, limiting their scope to financial conditions.

Compliance perspective

Financial institutions must adjust their risk assessment frameworks to comply with the new definitions and ensure prudent operations.

Need help keeping up with these changes?

Tell us where you operate and what licenses you hold; we'll handle the filings and renewals so changes like this do not catch you off guard.

Keep reading

More regulatory updates

Other recent rule changes our team is tracking.

  • Action FTC Sep 8, 2026

    September 2027 National Do Not Call Registry Access Fee Announcement

    FTC sets the FY 2027 National Do Not Call Registry access fees for telemarketers, effective October 1, 2026.

  • Action FinCEN Sep 8, 2026

    Southwest Border MSB Geographic Targeting Order Reissued

    Reissuance of the GTO imposing enhanced recordkeeping and reporting requirements on certain MSBs for currency transactions in specific Texas and New Mexico ZIP codes.

  • Watch OCC Sep 8, 2026

    Proposed Rule on Violations-Based MRAs

    A notice of proposed rulemaking to refine conditions under which a Matter Requiring Attention can be issued based on violations of laws.