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Action required OCC Sep 21, 2026

Interim Final Rule Expanding 18-Month Exam Cycle Eligibility

The OCC has issued an interim final rule expanding the eligibility criteria for banks to qualify for an 18-month examination cycle.

The OCC has issued an interim final rule expanding the eligibility criteria for banks to qualify for an 18-month examination cycle.

What changed

Eligibility threshold increased from banks with less than $3 billion to those with less than $6 billion in total assets.

Compliance perspective

Banks should reassess their examination schedules and prepare for longer intervals between examinations if they qualify.

Key date

Effective date: September 10, 2026.

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