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Action required OCC Sep 12, 2026

Interim Final Rule Expanding 18-Month Exam Cycle Eligibility

The OCC issued an interim final rule that expands eligibility for the 18-month on-site examination cycle from institutions under $3 billion in assets to those under $6 billion, provided they meet certain criteria.

The OCC issued an interim final rule that expands eligibility for the 18-month on-site examination cycle from institutions under $3 billion in assets to those under $6 billion, provided they meet certain criteria.

What changed

Eligibility for the 18-month examination cycle has been expanded to include qualifying institutions with assets under $6 billion.

Compliance perspective

Institutions that meet the criteria can expect less frequent examinations, which may reduce operational overhead.

Key date

Effective date: September 10, 2026.

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