Final rules adopted by the Georgia Department of Banking and Finance on June 16, 2026 became effective on July 6, 2026. The package updated dormant account charges, real estate loan citations, administrative fines for virtual currency kiosk operators, and other provisions.
What changed
The package amended Rule 80-1-1-.11, Rule 80-1-8-.01, Rule 80-2-12-.02, and Rule 80-3-4-.01. Among the more material changes, Georgia created a fine structure for virtual currency kiosk operators and clarified dormant account service charge limits.
Compliance perspective
Georgia-regulated entities should review the final rule package line by line, especially firms with kiosk, deposit, or mortgage-related activity. The virtual currency kiosk fine schedule deserves immediate attention because it sets clear enforcement consequences tied to disclosures, receipts, fees, transaction limits, and refunds.
Key date
Effective date: July 6, 2026.
Need help staying compliant?
Tell us where you operate and what licenses you hold; we'll handle the filings and renewals so changes like this do not catch you off guard.