On September 10, 2026, the OCC announced a final rule increasing eligibility for the 18-month safety and soundness examination cycle for community banks.
What changed
This rule reduces the examination burden for smaller banks.
Compliance perspective
Eligible community banks can expect reduced legal and administrative costs associated with examinations.
Key date
Effective date: September 10, 2026.
Need help keeping up with these changes?
Tell us where you operate and what licenses you hold; we'll handle the filings and renewals so changes like this do not catch you off guard.