The CFPB issued a final rule on April 22, 2026, amending Regulation B, which implements the Equal Credit Opportunity Act (ECOA). This rule aims to enhance consumer protections and ensure fair access to credit.
What changed
Changes include refining definitions and modifying requirements related to credit discrimination.
Compliance perspective
Entities must update practices and compliance procedures to align with the revised Regulation B requirements.
Key date
Effective date: April 22, 2026.
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