The governing federal framework for debt collection continues under the FDCPA and CFPB's Regulation F, effective since November 30, 2021. No major new federal debt collection rules took effect during August 4 to August 18, 2026.
What changed
The regulatory framework remains unchanged with no new rules announced.
Compliance perspective
Entities must ensure alignment with Regulation F while adhering to existing FDCPA guidelines.
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