Skip to content
Action required Florida Office of Financial Regulation FL Jul 14, 2026

Florida CS/SB 1588 preserved Legal Tender Act framework and ratified OFR and DFS rules

Florida's 2026 CS/SB 1588 preserved the 2025 Legal Tender Act framework, which otherwise would have repealed on June 30, 2026. The bill also ratified implementing rules adopted by the Office of Financial Regulation and the Department of Financial Services.

Florida's 2026 CS/SB 1588 preserved the 2025 Legal Tender Act framework, which otherwise would have repealed on June 30, 2026. The bill also ratified implementing rules adopted by the Office of Financial Regulation and the Department of Financial Services.

What changed

The legislation prevented the scheduled sunset of the legal tender framework and kept the related OFR and DFS regulatory structure in place beyond June 30, 2026.

Compliance perspective

Florida firms affected by gold, silver, or legal-tender related financial activity should confirm that policies and licensing assumptions reflect the framework's continuation rather than a repeal. Any compliance calendar built around the June 30 sunset needs to be updated.

Key date

Effective date: June 30, 2026.

Need help staying compliant?

Tell us where you operate and what licenses you hold; we'll handle the filings and renewals so changes like this do not catch you off guard.

Keep reading

More regulatory updates

Other recent rule changes our team is tracking.

  • Action Massachusetts Attorney General MA Jul 14, 2026

    Massachusetts AG obtained court order blocking alleged phantom debt collectors

    On June 16, 2026, the Massachusetts Attorney General announced a court order blocking alleged phantom debt collectors, including East Coast Financial, from engaging in debt collection activity while the case proceeds. The order also barred evidence destruction and asset dissipation.

  • Info Delaware General Assembly DE Jul 14, 2026

    Delaware enacted financial services modernization package covering banking, money transmission, virtual currency, and payment stablecoins

    A July 10, 2026 regulatory alert reported that Delaware enacted a three-bill financial services modernization package. The package covers banking modernization, money transmission and virtual currency licensing, and payment stablecoins.

  • Info Rhode Island General Assembly RI Jul 14, 2026

    Rhode Island enacted capital, liquidity, and governance requirements for nonbank mortgage servicers

    A July 10, 2026 regulatory alert reported that Rhode Island enacted a new law imposing capital, liquidity, governance, audit, and risk-management requirements on certain nonbank mortgage servicers. The change points to a more formal prudential framework for state-regulated servicers.