CS/CS/CS/SB 540 took effect July 1, 2026 and made broader changes tied to Florida's Office of Financial Regulation. The bill added requirements including written information-security programs for certain regulated entities and OFR coordination in elder financial exploitation investigations.
What changed
Florida enacted statutory changes expanding obligations for some OFR-regulated businesses, including information-security program requirements. The bill also adjusted OFR's role in certain investigative processes.
Compliance perspective
Affected Florida licensees should map whether the new written information-security program requirement applies and update internal documentation quickly. Firms with consumer-facing operations should also review procedures for suspected elder financial exploitation issues.
Key date
Effective date: July 1, 2026.
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