Lending State Laws

Lending regulations by state

We are refreshing our state-by-state summaries for lending. Browse the states we have published below.

• Alabama
  Regulator: Alabama State Banking Department
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Alabama guide
• Alaska
  Regulator: Alaska Division of Banking & Securities
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Alaska guide
• Arizona
  Regulator: Arizona Department of Insurance and Financial Institutions
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Arizona guide
• Arkansas
  Regulator: Arkansas state financial regulator (confirm the consumer lending division)
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Arkansas guide
• California
  Regulator: California Department of Financial Protection and Innovation (DFPI)
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open California guide
• Colorado
  Regulator: Colorado state financial regulator (confirm the consumer lending division)
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Colorado guide
• Connecticut
  Regulator: Connecticut Department of Banking
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Connecticut guide
• Delaware
  Regulator: Delaware Office of the State Bank Commissioner
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Delaware guide
• District of Columbia
  Regulator: DC Department of Insurance, Securities and Banking
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open District of Columbia guide
• Florida
  Regulator: Florida Office of Financial Regulation
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Florida guide
• Georgia
  Regulator: Georgia Department of Banking and Finance
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Georgia guide
• Hawaii
  Regulator: Hawaii Division of Financial Institutions
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Hawaii guide
• Idaho
  Regulator: Idaho Department of Finance
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Idaho guide
• Illinois
  Regulator: Illinois Department of Financial and Professional Regulation
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Illinois guide
• Indiana
  Regulator: Indiana Department of Financial Institutions
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Indiana guide
• Iowa
  Regulator: Iowa Division of Banking
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Iowa guide
• Kansas
  Regulator: Kansas Office of the State Bank Commissioner
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Kansas guide
• Kentucky
  Regulator: Kentucky Department of Financial Institutions
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Kentucky guide
• Louisiana
  Regulator: Louisiana Office of Financial Institutions
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Louisiana guide
• Maine
  Regulator: Maine Bureau of Consumer Credit Protection
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Maine guide
• Maryland
  Regulator: Maryland Office of Financial Regulation
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Maryland guide
• Massachusetts
  Regulator: Massachusetts Division of Banks
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Massachusetts guide
• Michigan
  Regulator: Michigan Department of Insurance and Financial Services
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Michigan guide
• Minnesota
  Regulator: Minnesota Department of Commerce
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Minnesota guide
• Mississippi
  Regulator: Mississippi Department of Banking and Consumer Finance
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Mississippi guide
• Missouri
  Regulator: Missouri Division of Finance
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Missouri guide
• Montana
  Regulator: Montana Division of Banking and Financial Institutions
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Montana guide
• Nebraska
  Regulator: Nebraska Department of Banking and Finance
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Nebraska guide
• Nevada
  Regulator: Nevada Financial Institutions Division
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Nevada guide
• New Hampshire
  Regulator: New Hampshire Banking Department
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open New Hampshire guide
• New Jersey
  Regulator: New Jersey Department of Banking and Insurance
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open New Jersey guide
• New Mexico
  Regulator: New Mexico Financial Institutions Division
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open New Mexico guide
• New York
  Regulator: New York Department of Financial Services (DFS)
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open New York guide
• North Carolina
  Regulator: North Carolina Office of the Commissioner of Banks
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open North Carolina guide
• North Dakota
  Regulator: North Dakota Department of Financial Institutions
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open North Dakota guide
• Ohio
  Regulator: Ohio Division of Financial Institutions
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Ohio guide
• Oklahoma
  Regulator: Oklahoma Department of Consumer Credit
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Oklahoma guide
• Oregon
  Regulator: Oregon Division of Financial Regulation
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Oregon guide
• Pennsylvania
  Regulator: Pennsylvania Department of Banking and Securities
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Pennsylvania guide
• Puerto Rico
  Regulator: Puerto Rico Office of the Commissioner of Financial Institutions (OCIF)
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Puerto Rico guide
• Rhode Island
  Regulator: Rhode Island Division of Banking
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Rhode Island guide
• South Carolina
  Regulator: South Carolina state financial regulator (confirm the consumer lending division)
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open South Carolina guide
• South Dakota
  Regulator: South Dakota Division of Banking
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open South Dakota guide
• Tennessee
  Regulator: Tennessee Department of Financial Institutions
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Tennessee guide
• Texas
  Regulator: Texas Office of Consumer Credit Commissioner (OCCC)
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Texas guide
• Utah
  Regulator: Utah Department of Financial Institutions
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Utah guide
• Vermont
  Regulator: Vermont Department of Financial Regulation
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Vermont guide
• Virginia
  Regulator: Virginia Bureau of Financial Institutions
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Virginia guide
• Washington
  Regulator: Washington Department of Financial Institutions
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Washington guide
• West Virginia
  Regulator: West Virginia Division of Financial Institutions
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open West Virginia guide
• Wisconsin
  Regulator: Wisconsin Department of Financial Institutions
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Wisconsin guide
• Wyoming
  Regulator: Wyoming Division of Banking
  License: varies
  Bond: Bond amount set by regulator (confirm with state)
  Open Wyoming guide