Licensing for brokers and TPOs
Licensed in more states, without slowing down originations
Before you can lend somewhere new, the license has to be in place. We prepare, file and track every application, handle the surety bonds and MLO sponsorships alongside it, then keep the renewals from sneaking up on you.
Roc 360 counts on us for the license work behind its brokers and TPOs. You work with that same licensing team directly, at the standard Roc 360 holds its own partners to.
What each state asks for
What it takes to get licensed, state by state
No two states license the same way. Some issue one license, some split broker, lender and servicer into separate applications, and the bond moves with them. This is the work we take off brokers and TPOs in each one. Pick the states you are entering and we will carry them into your request.
- Every license in this list renews annually, so once you are live in several states the renewal calendar is the part that bites.
- Timelines move together more than the bonds do: most states run about 14 to 24 weeks end to end, from preparing the file to issuance, and a few run longer.
Licenses and surety bond coverage in these 8 states.
Every dollar figure here is the bond coverage the state requires, not the premium you pay for the bond.
- ArizonaBond coverage from $10,000 $10,000-$25,000
Licenses: Mortgage Broker License
- CaliforniaBond coverage $50,000
Licenses: DFPI Financing Law (CFL)
- IdahoBond coverage from $10,000 $10,000-$25,000
Licenses: Mortgage Broker/Lender
- MinnesotaBond coverage from $10,000 $10,000-$25,000
Licenses: Residential Mortgage Originator License (Company)
- NevadaBond coverage $25,000
Licenses: Mortgage Company License
- North CarolinaBond coverage from $10,000 $10,000-$25,000
Licenses: Loan Broker Registration
- OregonBond coverage from $10,000 $10,000-$25,000
Licenses: Mortgage Lending License
- UtahBond coverage from $10,000 $10,000-$25,000
Licenses: Mortgage Entity License-DRE
No states picked yet.
This is not a complete list of every license your operation may need. It is the one license our referrals apply for in each state.
Requirements differ per state and per business, so we walk through yours before anything is filed.
Beyond the license
We can also help with
Entering a state is rarely just the license. These are the pieces that usually come with it, handled by the same team on the same request.
Foreign registrations
Registering your entity to do business in a new state is usually a prerequisite for the license itself. We file the qualification and the DBA alongside the application, not after it.
Background checks
Fingerprinting and criminal background checks for your control persons and originators, coordinated with the filings that depend on them.
Commercial insurance
E&O, cyber, general liability and the coverage your state or your investors require, placed by our insurance team.
Business formations
New entities, subsidiaries and the structure changes a multi-state footprint tends to force. Formed correctly the first time, so the license application is not held up behind it.
Registered agents
A registered agent in every state you enter, with service of process and state notices routed to a person who knows what to do with them.
Continuing education, 10% off
Pre-licensing and continuing education through OnCourse Learning, at a discount negotiated for our clients.
What we handle
Built for brokers and TPOs entering new states
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Every state, one intake
Brokers and TPOs rarely need one license. Tell us which states you are entering and we run the company licenses, branch registrations and MLO sponsorships as a single project instead of fifty separate applications.
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The NMLS work we do daily
Company MU1, branch MU3, individual MU4, surety bonds, financial statements and the state-specific exhibits that hold applications up. We file these constantly, so we know what each regulator wants before they ask.
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Renewals that never surprise you
Once you are licensed we track renewal windows and annual reporting state by state, so a lapse never takes a state offline in the middle of your season. You work with a named licensing specialist throughout, not a ticket queue.
Track record
Why Roc 360 sends this work to us
- Filings completed
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525,000+
Filings completed
- Years in business
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28
Years in business
- States covered (plus DC)
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50
States covered (plus DC)
Prefer to scope it yourself first?
Walk through the application intake and see the states, license types and requirements that apply to you. You can stop at any point and we will pick it up from there.
Questions brokers and TPOs ask us first
Get started
Ready when you are
Send your request through the form above, or call the Roc 360 line and talk to a licensing specialist now.