Tools
Surety Bond Calculator
Use the bond calculator to estimate your premium in seconds. Pick a bond type, enter the required amount, and we will return a working premium range plus next steps.
Surety bond premiums vary based on bond amount, credit history, and state requirements. Select your bond type, target states, and credit range to see estimated annual premiums based on published requirements and typical market rates.
This information is provided for educational purposes only and does not constitute legal, regulatory, or compliance advice. Requirements vary and change frequently. Consult with a qualified professional before making business decisions.
These are estimated ranges, not quotes. Final premium is set by underwriting and depends on the bond amount, your credit and financials, the bond class, and the obligee. A firm number takes a short application. Rates as of 2026-06-17. See the bond cost index for amounts and premium ranges by bond and state.
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Our bond team turns these estimates into bound coverage, usually same-day.
These estimates draw on the same figures as our surety bond cost index, a citable, embeddable dataset of bond amounts and premium ranges by bond and state.