# Construction & Contracting GL, workers' comp, builder's risk, and the surety bonds that pair with them. Contractors need a program that meets project-owner requirements, state license obligations, and the realities of multi-site work. We assemble general liability, workers' compensation, builder's risk, and inland marine alongside the bid, performance, and payment bonds that contracts demand. The insurance side and the bonds side are written by different carriers but underwritten on the same financials. We coordinate both so the contractor presents a consistent story to the broker, the surety, and the project owner, and the certificates the project demands arrive without back-and-forth. ## Sub-industries - **General Liability**, Third-party bodily injury and property damage tuned to construction. - **Workers' Compensation**, Statutory coverage for project crews in every state of operation. - **General Property & Builder's Risk**, Project property, equipment, and inland marine.