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# Construction and Contracting: compliance stack

Contractors run two compliance tracks side by side: the surety bonds that contracts and public owners require to bid and build, and the insurance program that covers crews, sites, and equipment. Here is how they pair on a typical job.

## Surety bond: Construction Bonds

Bid, performance, payment, and maintenance bonds for builders on public and private jobs.

Construction bonds cover bid, performance, payment, maintenance, and supply guarantees for builders working on public and private jobs.

Provided by Cornerstone Surety Bonds: https://cornerstonesuretybonds.com/bonds/contract/construction

## Surety bond: Payment & Performance Bonds

Payment and performance bonds guaranteeing completion and payment to subcontractors and suppliers.

Payment and performance bonds guarantee a contractor will complete a project per contract terms and pay subcontractors and suppliers.

Provided by Cornerstone Surety Bonds: https://cornerstonesuretybonds.com/bonds/contract/payment-performance

## Insurance: Insurance for Construction & Contracting

General liability, workers compensation, builders risk, and commercial auto built around construction operations.

GL, workers' comp, builder's risk, and the surety bonds that pair with them.

Provided by Covered by Cornerstone: https://coveredbycornerstone.com/insurance/industries/construction

Requirements vary by state and activity. The license and bond pieces apply where your activity and jurisdiction require them.
